Yields on money market funds have risen some, but they remain close to zero. Many investors are disenchanted, because their money isn't working for them and generating income. If you have unproductive cash, there is an alternative.

Our Reduced Risk income portfolio includes lower-risk, better-rated vehicles with yields often above five percent. We may also hold some higher-yielding stocks with both dividend growth and capital gains potential. Prices fluctuate, of course, but their volatility is less than that of most equities.

If you have a money-market fund or CDs earning little, this income portfolio may be for you. Portfolios are tailored to each client's needs so part of the fund can be invested in growth oriented ETFs as well.